
AJF Financial Corporation
Introducing AJF Financial Corporation
AJF Financial is a family-run private lending firm dedicated to providing fast, flexible, and personalized financing solutions. We pride ourselves on a relationship-focused approach, offering borrowers a trusted alternative to traditional lending.
​
With deep industry experience and a commitment to integrity, AJF Financial delivers reliable funding options tailored to help clients move forward with confidence.
What is a Private Mortgage Lender?
In Ontario, a private mortgage lender is usually an individual or a small investor group that issues loans secured by real estate, serving as an alternative to conventional banks. They often assist borrowers whose circumstances fall outside typical lending requirements—such as self-employed clients or those financing unconventional properties.
Private lenders are valued for their adaptable terms and speedy approval process, making them a useful choice for anyone needing rapid financing for buying a property, completing renovations, or restructuring existing debt.
Who Can Benefit from Using a
Private Mortgage Lender?

Unique Properties
Conventional lenders often refuse mortgages on non-standard properties, but private lenders are generally more open to financing these less common types of real estate.

Real Estate Investors
Having adaptable funding solutions lets investors move fast on urgent opportunities, take advantage of favorable interest terms, and arrange repayment plans that fit their needs. This helps them purchase, improve, or develop properties with greater speed and efficiency.

First Time Homebuyers
Private mortgage lenders typically have fewer strict qualification requirements and are more open to assisting borrowers whose financial situations don’t align with traditional lending guidelines.
Advantages of a
Private Mortgage
-
Faster Approval and Funding Process
​
-
Access to Financing When Traditional Lenders Decline
​
-
Investment Opportunities
​
-
Help Build Credit History
​
-
Personalized Service
​
-
Customized Mortgage Solutions
​
-
Urgent Financing Needs

Why Choose AJF Financial?
01.
20+ years of specialized loan expertise
02.
Wide network of Private Mortgage Lenders
03.
Transparent and detailed process
04.